15th Annual BSA/AML School


October 22-25, 2019 - The Florida Hotel and Conference Center, Orlando, Florida

This school has been applied for CRCM/CFSSP/CAFP continuing education credits.

How do you maintain your credentials for managing, auditing or implementing the portion of your institution’s compliance function that relates to money laundering, terrorist financing or even national security? This is a question you will have to answer during every future BSA/AML regulatory examination. Your answer will serve as the regulators’ first impression of you and your bank’s compliance efforts.

The curriculum for this school changes every year with your input through the online evaluation. Your continued attendance establishes your bank’s as well as your own commitment to staying abreast of the most dynamic and pervasive compliance responsibility your institution has. Every bank must provide ongoing training to those responsible for BSA and AML compliance. This school will give you that required training along with the opportunity to listen to and interact with regulators from both the state and federal regulatory agencies. It also allows you a unique opportunity to get some rare “how to” instruction in BSA/AML compliance issues.

Celebrating its 15th anniversary, the FBA BSA/AML School will once again identify a series of new and ongoing challenges. Given the continuing headlines and enforcement actions, bank directors and management have a right to be very cautious. Today’s BSA/AML Compliance professional will need all the knowledge, experience and tools available to face the demands and get the job done. The Florida Bankers Association is proud to present this seminal BSA/AML event that helps identify what’s new, what’s not, and what’s next in meeting the challenge!

If you are interested in participating as a sponsor at this event, please click here for the available sponsorships.

Registration Before 9/22/19
FBA Member: $695.00/person
Non-Member: $1,390.00/person

Registration After 9/22/19
FBA Member: $745.00/per person
Non-Member: $1,490.00/per person

Register for the Event Below

Click here to download a brochure

Attending in person?

Be sure to download the FBA mobile app which 
allows users to connect with attendees using in-app messaging, know what to wear/pack as well as view presentation materials or agendas when attending (depending on event). 

Sequence of Events

Tuesday, October 22nd - Special sessions for those new to BSA/AML
12:00 - 1:00 p.m. - Registration Desk Open
Name Badge Lanyards Sponsored by: Verafin

1:00 - 2:15 p.m. - Special Session One
Just What Is My Job?
Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
This session will outline the BSA’s requirements over record keeping and reporting, due diligence, and other areas typically associated with the BSA Officer position.

2:15 - 2:30 p.m. - Refreshment Break

2:30 - 3:45 p.m. - Special Session Two
What Should I Be Looking For And Why?
Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
Silvia Garcia Maggio, CRCM, Deputy General Counsel, Compliance Alliance, Inc.
This session will help you think like a money launderer, with a goal to increase your efficiency, confidence and ability to identify and detect true money laundering and fraud schemes.

3:45 - 4:00 p.m. - Stand Up Break

4:00 - 5:15 p.m. - Special Session Three
Is There A Better Way To Do This?
Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
This session will build on the first two sessions and give pointers on performing a risk assessment, monitoring, conducting high risk reviews, reporting to the Board and SAR writing.

Wednesday, October 23rd
7:30 - 8:45 a.m. - Registration and Continental Breakfast

8:45 - 9:00 a.m. - Session One (A)
Welcome and Opening Remarks
Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
Fourteen long years have passed following FBA’s first BSA/AML School; 18 years since the events of 9/11 and 49 years since the passage of the Bank Secrecy Act. Although the rules and tools have changed dramatically over time, the message is still the same – to combat money laundering and disrupt terrorist financing. This opening session introduces the agenda of this year’s program, all in the academic setting of a “school.”

9:00 - 10:30 a.m. - Session One (B)
Liar, Liar, Pants on Fire
Traci Brown, Fraud Busting Body Language Expert
TIME magazine has named Traci one of the nation’s top deception experts and she has trained alongside our country’s top law enforcement. She is the author of How to Detect Lies, Fraud and Identity Theft  and will provide us with telltale signs a person is lying, how to quickly uncover the truth, and how to keep nefarious people from making you/your bank a victim.

10:30 - 10:45 a.m. - Refreshment Break

10:45 - 12:00 p.m. - Session Two
Elder Exploitation in Real Life
Kimberly Bourroughs Debrow, Assistant District Attorney, DeKalb County
This session will discuss the common schemes for separating vulnerable adults from their resources and the role that banks and their employees can play in protecting the assets of elderly customers.

12:00 - 1:00 p.m. - Lunch

1:00 - 2:30 p.m. - Session Three
Panel - Law Enforcement
Colin M. Gregory, Special Agent, Federal Bureau of Investigation (FBI)
Other panelists to be determined
This session will discuss recent issues, as well as those the agency(ies) are particularly interested in. It will also discuss what makes for a useful SAR narrative, as well as what NOT to do on a SAR.

2:30 - 2:45 p.m. - Refreshment Break

2:45 - 3:45 p.m. - Session Four
SARs and other BSA Responses to Cyber Related Events 
Jason Bradley, CMO, Five Iron, LLC
To address FinCEN's July 2019 and other advisories on cyber-crimes, this session will educate you on the different types of cyber events and provide suggestions for how BSA Officers can and should work with the IT Departments to respond and file SARs appropriately.

3:45 - 4:00 p.m. - Stand Up Break

4:00 - 5:00 p.m. - Session Five
Open Forum
Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
In response to your feedback this will be an interactive session...for YOU and by YOU. Kristen will facilitate and YOU will provide the content on topics that need timely, relevant sharing of your experiences, for example:
- What controls do you have on new technologies including mobile capture, and have you had any problems in these areas?
- What information are you capturing (and how) in your onboarding/CDD process?
- What challenges do you have with your AML system, or, what do you love about it?
- What current fraud/AML cases are you working on?
- What cool tools do you use for your AML/fraud investigations?
- Other questions or topics requested by the group
Please come ready to share your Bank's practices and lessons learned from the "best of the best," YOU.
Thursday, October 24th
7:30 - 8:30 a.m. - Continental Breakfast

8:30 - 9:30 a.m. - Session Six
Panel - Making the Most of Your AML System
Roxanne Chance-Chin, Vice President BSA/AML/OFAC Officer, ServisFirst Bank
Sarah Beth Felix, CAMS, M.F.S., Founder and President, Palmera Banking Solutions
Mayling Garcia, Senior Vice President BSA/AML/OFAC/Security Officer, Professional Bank
Lisa Walker, CFE, Senior Vice President, BSA/Security Officer, One Florida Bank

9:30 - 9:45 a.m. - Refreshment Break

9:45 - 10:45 p.m. - Session Seven
The Role of Data in Decision Making
Dr. Jennifer Priestley, Associate Dean and Professor of Statistics, Kennesaw State University
In this talk, a professor of data science will discuss how our daily activities are generating new and alternative forms of data and how this new data is fundamentally changing the way we make decisions as individuals, as consumers and as a society.  Issues related to education, technology, ethics and policy will be addressed through several thought-provoking examples and case studies. 

10:45 - 11:00 a.m. - Stand Up Break

11:00 - 12:00 p.m. - Session Eight
Data Integrity Challenges
Sarah Beth Felix, CAMS, M.F.S., Founder and President, Palmera Banking Solutions
This session will highlight specific data points that are important for monitoring your BSA Program, as well as integrity challenges and solutions.

12:00 - 1:00 p.m. - Lunch

1:00 - 2:00 p.m. - Session Nine
Topic to be determined
Patricia M. Hernandez, Esq., Partner, Avila Rodriguez Hernandez Mena & Ferri

2:00 - 2:15 p.m. - Refreshment Break

2:15 - 3:15 p.m. - Session Ten
Emerging Issues
Rick MacNamara, Director of AML Risk Supervision, Federal Reserve Bank of Atlanta
Keeping up with day to day operational responsibilities is a full time Job. Where do you find the time to consider the risk management implications of new and emerging customers and products? This presentation will discuss risk management considerations from today’s emerging issues including Hemp v. Marijuana, Virtual Currency, Fintech and Artificial Intelligence (whatever that means).  The presenter has over 27 years of experience as a federal bank supervisor and has a unique perspective on these topics.

3:15 - 3:30 p.m. - Stand Up Break

3:30 - 4:30 p.m. - Session Eleven
OFAC Update
Patricia M. Hernandez, Esq., Partner, Avila Rodriguez Hernandez Mena & Ferri

Friday, October 25th
7:30 - 8:30 a.m. - Continental Breakfast

8:30 - 10:00 a.m. - Session Twelve
Regulatory and Examiner Round Table: Ask the Regulators
Moderated by: Kristen Stogniew, Esq., CFE - Shareholder, Saltmarsh, Cleaveland & Gund
Yovanis Gonzales, Senior Bank Secrecy Act Specialist, FDIC
Rick MacNamara - Director of AML Risk Supervision, Federal Reserve Bank of Atlanta
Tami Newett, CRCM, CAMS, CFCS - BSA/AML Compliance Policy Specialist, OCC
Candice Daniel - Financial Examiner Analyst Supervisor, Florida Office of Financial Regulation
Results are what counts. And in the world of BSA/AML Compliance, results are found in the audit, exam and litigation. This is your chance for informal “quality time” with senior agency officials from each respective banking supervisor. Exam trends, hot spots and risk awareness/direction are among the topics to be considered candid conversation.

10:00 - 10:15 a.m. - Refreshment Break

10:15 - 11:45 a.m. - Session Thirteen
Hemp/Marijuana Update
Tara Tedrow, Senior Associate, Lowndes, Drosdick, Doster, Kantor & Reed
Questions on CBD? Hemp?  Marijuana?  Tara will update the group on Florida’s Medical Marijuana licensing status and licensee requirements, as well as Florida’s anticipated Green Industrial Revolution for hemp under the 2018 Farm Bill.

11:45 a.m. - Adjournment

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What Others Are Saying About the Annual BSA/AML School

  • I look forward to the FBA BSA School each year. I always take home a list of items to update my current program.
  • Thank you to your team for providing strong training materials and services to our industry. Your efforts to help educate us is greatly appreciated!
  • The quality of the speakers is top notch each year.
  • I have attended 13 of the 14 FBA BSA schools and have learned so much from this training.
  • This is my 11th year attending and every year it gets better and better! This format is by far the best training I get on an annual basis.
  • Thanks to your top notch BSA training over these many years my BSA program has been strong & well reviewed by regulators & auditors. Thank you.
  • I attend or participate in a number of classes annually related to AML/BSA/CIP/OFAC, but I feel the FBA BSA/AML School offers, by far, the most bang-for-the-buck. The material is comprehensive, pertinent and timely. The presenters are knowledgeable and offer the material thoroughly and humor is used, when appropriate, to lighten up and put in perspective this important information. I have not missed a year yet and look forward to next year’s school.
  • Thank you for another excellent BSA School. Last year I asked for new topics and perspectives and you certainly delivered. This was the best BSA/AML School yet, and I’ve attended all thirteen.