2019 Real Estate Lending Compliance

July 11-12, 2019 - The Florida Hotel, Orlando, Florida

Speaker: Jack Holzknecht, CEO, Compliance Resource

This seminar has been approved for 14.0 CRCM credits and 14 CPE credits.

Congress has consistently provided special protection to consumer loan borrowers, especially those who secure loans with their home. There has been an explosion of new lending requirements over the past few years. 

This program provides an overview of the real estate lending requirements from ten regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate past problems. Emphasis is placed on coverage and exemption rules, determining which disclosures are required, the content of the required disclosures and prohibited acts or practices.

Every year major changes appear and this year is no exception. The continued expansion of the integrated disclosure rules (TRID) continues with massive changes published in July 2017, with mandatory compliance on October 1, 2018. The new Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA) was signed into law on May 24, 2018. It impacts several sections of Regulation Z. Some of the revised provisions were effective upon enactment, other sections are delayed. Clarification to Regulation B government monitoring information requirements has been published. HMDA/Regulation C underwent massive revisions effective January 1, 2018, were impacted by EGRRCPA on May 24, 2018, and further proposed changes were announced on May 2, 2019. The program and the manual have been completely updated for these rules.

Why Attend This Seminar? Where else can you find:
     - Comprehensive coverage of 10 major federal real estate lending compliance topics in two information packed days; and
     - A 300-page manual that serves as a handbook long after the program has ended

Who Should Attend? The program is designed for Compliance Officers, Loan Officers, Loan Processors, Auditors, and others with responsibilities related to the origination and servicing of mortgage loans.

If you have any concerns or complaints about this event please contact Pete Brokaw at pbrokaw@floridabankers.com or (850) 701-3515.

Registration Prior to 6/11/19
FBA Member: $675.00/person
Non-Member: $1,350.00/person

Registration After 6/1/19
FBA Member: $725.00/per person
Non-Member: $1,450.00/per person

Register for the Event Below

Click Here to Download a Brochure

Attending in person?
Be sure to download the FBA mobile app which allows users to connect with attendees using in-app messaging, know what to wear/pack as well as view presentation materials or agendas when attending (depending on event). 

 Topics Covered

  • Truth in Lending Act (Regulation Z) – includes final TRID rules effective October 1, 2018, a recent final rule dealing with the “black hole” that is effective on June 1, 2018, and a review of EGRRCPA revisions; 

  • Real Estate Settlement Procedures Act (Regulation X) – includes a review of final servicing rules that were effective April 19, 2018;

  • Equal Credit Opportunity Act (Regulation B) - includes clarification on the revised rules for collection of government monitoring information and the new residential mortgage loan application;

  • Fair Housing Act - includes a review of recent enforcement actions and an explanation of the reasonably expected marketing area (REMA) concept;

  • Home Mortgage Disclosure Act (Regulation C) – includes the major new Regulation C rules that are effective for the most part on January 1, 2018, A review of the May 24, 2019 EGRRCPA revisions; and a review of the Notice of Proposed Rulemaking and the Advanced Notice of Proposed Rulemaking announced on May 2, 2019.

  • Flood Insurance Rules – includes the Private Flood Insurance rules for which final rules are pending;

  • Homeowners Protection Act;

  • Fair Credit Reporting Act;

  • Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act); and

  • Unfair, Deceptive or Abusive Acts or Practices

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