COMMUNITY BANKER CREDIT WORKSHOP
February 12, 2013: Airport Marriott, Miami
February 14, 2013: Embassy Suites USF, Tampa This Site Is Sold Out!
Co-Sponsored and Presented by the FDIC

This event has been applied for 7.0 CPE Credits.

The FDIC Atlanta Region is pleased to announce the first installment of their seminar series: Community Bankers Credit Workshop. This workshop will focus on the allowance for loan and leases losses, troubled debt restructuring, and the rating of asset quality.

This workshop is an interactive one-day event designed to provide information on current topics of interest. Highlights of this year’s event include:

Allowance for Loan and Lease Losses (ALLL) – You asked for clarity and guidance regarding the ALLL and we listened! The ALLL discussion will include methodology best practices, loss migration analysis, and examples to clarify regulatory guidance.

Troubled Debt Restructuring (TDR) – The TDR discussion topics include identifying a TDR loan, ALLL implications including measuring impairment, accrual vs. nonaccrual, and adverse classification. We will also discuss the removal of the TDR, nonaccrual, and adverse classification designations as the credit improves over time. Additionally, the Workshop also includes examples and a tabletop exercise.

Economic Presentation – An economic specialist will highlight aspects of the economy tailored to your specific area/state. Walk away with valuable insight into your market area, and the resources to continue your research.

Question and Answer Session – A favorite from past attendees! You will have the opportunity to ask the regulators your specific questions. Share what is on your mind and let us address the questions that matter the most to you.

Asset Quality Rating Tabletop Exercise – You have the opportunity to be the regulator. Participate in a realistic examination scenario. Can your team of peers analyze the facts and assign the appropriate rating? Together we will discuss the process, analysis, rating factors, and definitions used to rate one of the most important components of a Safety and Soundness examination.

Who Should Attend
Presidents/Chief Executive Officers; Chief Credit Officers; Chief Risk Officer; officers responsible for the ALLL, TDR, and nonaccrual accounting; and Directors with responsibilities over lending.

Agenda
8:00 - 8:30 a.m. - Registration

8:30 - 8:45 a.m. - Opening Remarks

8:45 - 10:00 a.m. - Allowance for Loan and Lease Losses
- Methodology
- Loan Loss Migration Analysis
- Examiner Perspectives

10:00 - 10:15 a.m. - Break

10:15 - 12:00 p.m. - Troubled Debt Restructuring
- Identifying TDRs
- Measuring Impairment
- Accrual/Nonaccrual
- Reporting and Classifying TDRs

12:00 - 1:15 p.m. - Lunch & Presentation on Economic Conditions

1:15 - 2:15 p.m. - Evaluate the Loan: TDR or Not?

2:15 - 2:30 p.m. - Break

2:30 - 3:30 p.m. - Rating Asset Quality
- Examiner Perspectives
- Case Study

3:30 p.m. - Adjournment

The Florida Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org. Up to 7 credit hours are available for this group-live event.

Please contact Pete Brokaw if you have questions on this event.