2013 CALENDAR OF EVENTS

• June •

Mandatory Compliance Series: Compliance Rules Lenders Must Know
June 4, 2013
Speaker: Susan Costonis, Compliance Consulting and Training for Financial Institutions

Investment Due Diligence: The New Banking Requirements
June 5, 2013
Speaker: Gary Young, Young & Associates, Inc.

Real Estate Loan Workouts, Foreclosures, Short Sales & Deficiency Judgments
June 6, 2013
Speaker: Elizabeth Fast, Bankers Choice

GFE & HUD-1: Current Issues, Current Challenges
June 10, 2013
Speaker: Bill Elliott, Young & Associates, Inc.

Consumer Debt Resolution Series: Collecting Decedents’Debt
June 11, 2013
Speaker: Eric North, NorthLegal Training and Publications

Call Report Preparation: RC-R Risk-Based Capital
June 13, 2013
Speaker: Judith Jenkins, Banking Training Services

Accepting Powers-of-Attorney on Deposit Accounts
June 18, 2013
Speaker: Elizabeth Fast, Bankers Choice

Regulator Issues & Update for the Credit Analyst
June 19, 2013
Speaker: S. Wayne Linder, Young & Associates, Inc.

Ability to Repay, Part 1 - New Rules That Impact Your Policies & Products
June 20, 2013
Speaker: Bill Elliott, Young & Associates, Inc.

Detecting Counterfeit Items & Fraudulent ID for the Frontline
June 25, 2013
Speaker: Barry Thompson, Thompson Consulting Group, LLC

Pricing Consumer & Commercial Loans for Profitability
June 26, 2013
Speaker: Mike Moebs, Moebs $ervices, Inc.

Bank Opportunities with Small Businesses: Growing Deposits, Loans & Fee Income
June 27, 2013
Speaker: Brad Smith, Abound Resources

• July •

Using the APRWIN Calculator Effectively to Avoid & Correct Violations
July 2, 2013
Speaker: Bill Elliott, Young & Associates, Inc.

Technology Strategies & Compliance Series:Internet Fraud Claims: Who is Liable?
July 9,2013
Speaker: Elizabeth Fast, Bankers Choice

Duties of the Board Secretary: Fundamentals, Best Practices & E-Package Delivery
July 10, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

RDFIs & ACH Healthcare Payments
July 11, 2013
Speaker: Shelly Simpson, EPCOR

Director Series: Directors & Enterprise Risk Management
July 16, 2013
Speaker: Gary Young, Young & Associates, Inc.

IAT Suspect Transactions: What’s an RDFI to Do?
July 18, 2013
Speaker: Shelly Simpson, EPCOR

New Appraisal Requirements for Consumer Access & Higher Priced Mortgages
July 19, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Determining Cash Flow from C Corporation Tax Returns & Financial Statements 
July 23, 2013
Speaker: Tim Harrington, TEAM Resources

Your Depositor Has Died: Actions to Take, Mistakes to Avoid
July 24, 2013
Speaker: Elizabeth Fast, Bankers Choice

Business Writing Boot Camp, Including Submission & Critique of Your Own Writing Sample
July 25, 2013
Speaker: Nancy Flynn, The ePolicy Institute™

Mandatory Compliance Series: Compliance Rules All Staff Must Know: Red Flags for ID Theft, Bribery & Privacy
July 30, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Assessing E-Banking Services & Delivery Channels: Strategic Deployment & Risk Assessment
July 31, 2013
Speaker: Jackie Marshall, Gladiator Technology

• August •

Mergers & Acquisitions are Back: Don’t Miss Your Next Opportunity
August 6, 2013
Speaker: Jeffery Gerrish, Gerrish, McCreary, Smith, Consultants & Attorneys

BSA Compliance Hotspots: From Regulators, Litigation, Policies & Procedures
August 7, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Technology Strategies & Compliance Series: Compliance in Websites, Mobile Banking & Social Media
August 8, 2013
Speaker: Elizabeth Fast, Bankers Choice

Complying with the Final 1073 International Remittance Rule
August 12, 2013
Speaker: Luann Kohlmann, WACHA

Home Equity/Second Lien Risk Management
August 13, 2013
Speaker: S. Wayne Linder, Young & Associates, Inc.

Interagency Appraisal & Evaluation Guidelines
August 14, 2013
Speaker: S. Wayne Linder, Young & Associates, Inc.

Call Report Preparation: RC-C & Related Lending Schedules
August 15, 2013
Speaker: Judith Jenkins, Bank Training Services

Consumer Debt Resolution Series: Modifications, Workouts & Rescue Options: Working with Troubled Customers
August 20, 2013
Speaker: David Reed, Reed & Jolly, PLLC

Managing IRA Beneficiary Designations & Distributions
August 21, 2013
Speaker: Frank J. LaLoggia, LaLoggia Connsulting, Inc.

Recognizing Red Flags in Board Reports
August 22, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Tax & Accounting Strategies for Health Care Reform
August 27, 2013
Speaker: Paul Sirek, Eide Bailly, LLP

FFIEC Guidance on IT Security Awareness: Employee, Customer & Community Programs
August 29, 2013
Speaker: Dr. Kevin Streff, Secure Banking Solutions

• September •

Protecting the SBA Guarantee Start to Finish
September 4, 2013
Speakers: Ethan Smith & Katie O’Brien, Starfield & Smith, PC

Trust Operations: Overview, Compliance & Examiner Issues
September 9, 2013
Speaker: Elizabeth Fast, Bankers Choice

Director Series: Technology “Crash Course” for Directors
September 10, 2013
Speaker: Lee Wetherington, ProfitStars®

From Prospect to Customer: Skills & Tools for Successful Business Development
September 12, 2013
Speaker: Tim Tivis, Pinnacle Training Group

Mandatory Compliance Series: Compliance Rules Deposit Operations Must Know
September 17, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Garnishment Rules: Including Accounts Receiving Federal Benefit Payments
September 18, 2013
Speaker: Elizabeth Fast, Bankers Choice

The Future of Branch Banking: The New Definition of Convenience
September 19, 2013
Speaker: John Matheny, Abound Resources

Security Officer Reports to the Board: Fulfilling Your Annual Requirement
September 24, 2013
Speaker: Barry Thompson, Thompson Consulting Group, LLC

Underwriting Basics: Interviewing, Credit Reports, Debt Ratios & Regulation B
September 25, 2013
Speaker: Bruce Hull, CliftonLarsonAllen LLP

Advanced Commercial Loan Documentation 
September 26, 2013
Speakers: Ann Brode & Lisa Zigo, Brode Consulting Services, Inc.

• October •

Handling Customer Credit Report Disputes
October 2, 2013
Speaker: David Reed, Reed & Jolly, PLLC

Consumer Debt Resolution Series: Advanced Bankruptcy Issues
October 3, 2013
Speaker: Elizabeth Fast, Bankers Choice

Debt Service Coverage Calculations in Underwriting
October 8, 2012
Speaker: S. Wayne Linder, Young & Associates, Inc.

Recent Accounting Developments & a Look Ahead
October 10, 2013
Speakers: Chris Lee & Gary White, Eide Bailly, LLP

Critical Risk Factors in Loan Portfolio Management
October 16, 2013
Speaker: Kevin Graff, Wipfli

Dealing with Adverse Action: What to Do & When to Do It
October 22, 2013
Speaker: Ann Brode, Brode Consulting Services, Inc.

Perfection of Security Interest in Collateral & Proper Foreclosure Procedures After Default
October 24, 2013
Speaker: Elizabeth Fast, Bankers Choice

Technology Strategies & Compliance Series: Advanced Facebook Strategies for Community Banks
October 29, 2013
Speaker: Eric Cook, WSI Internet Consulting

HMDA Solutions: Achieving Data Integrity for Effective Fair Lending Analysis
October 31, 2013
Speaker: Susan Costonis, Compliance Consulting and Training for Financial Institutions

• November •

Business Signature Cards & Resolutions: Entities, Authority & Documentation
November 5, 2013
Speaker: Steven Camp, Gardere Wynne Sewell LLP

FDIC Records & Related Email Retention Rules
November 6, 2013
Speaker: Nancy Flynn, The ePolicy Institute™

Mobile Payments for Community Banks: Impacts, Choices & What to Do Next
November 7, 2013
Speaker: Lee Wetherington, ProfitStars®

Commercial Loan Annual Credit Review
November 13, 2013
Speaker: S. Wayne Linder, Young & Associates, Inc.

Director Series: Documenting Your Strategic Plan Years 1, 3 & 5: Meeting Examiner Expectations
November 14, 2013
Speaker: Jeffery Gerrish, Gerrish, McCreary, Smith, Consultants & Attorneys

What You Need to Know about Guarantors, Co-Signers, Personal Guarantees & Joint Applications
November 19, 2013
Speaker: Elizabeth Fast, Bankers Choice

Simplifying the Compliance Function: Tools, Checklists & Reporting to Keep You on Track
November 20, 2013
Speakers: Ann Brode & Angela Lucas, Brode Consulting Services, Inc.

Fair Labor Standards Act: Dos & Don’ts of Exempt & Non-Exempt Pay Issues
November 21, 2013
Speaker: Kay Robinson, Robinson HR Consulting

Form 1099 Reporting: Third-Party Vendors, Foreclosures, Debt Forgiveness & More
November 26, 2013
Speaker: Elizabeth Fast, Bankers Choice

• December •

Mandatory Compliance Series: A Fresh Look at Robbery Preparedness
December 3, 2013
Speaker: Barry Thompson, Thompson Consulting Group, LLC

Introduction to Call Reports
December 4, 2013
Speaker: Judith Jenkins, Bank Training Services

Consumer Debt Resolution Series: Avoiding Liability in the Collection Process
December 5, 2013
Speaker: Elizabeth Fast, Bankers Choice

Compliance Update on Nonresident Alien Accounts: Opening, Tax ID Numbers, IRS Issues & More
December 10, 2013
Speakers: Ann Brode & Rhonda Pavlica, Brode Consulting Services, Inc.

Handling IRA Required Minimum Distributions & Roth Distributions
December 11, 2013
Speaker: Frank J. LaLoggia, LaLoggia Consulting, Inc.

Documenting Your Required Information Security Program
December 12, 2013
Speaker: Dr. Kevin Streff, Secure Banking Solutions

12 Steps to Effective Expense Control: Practical Techniques for Cutting Costs & Increasing Profits
December 17, 2013
Speaker: Mike Moebs, Moebs $ervices, Inc.

Regulation E Versus ACH Rules: Which One Prevails?
December 19, 2013
Speaker: Shelly Simpson, EPCOR