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FBA CALENDAR

Commercial Lending School

February 11-13, 2026 - Orlando, FL

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Many community bank commercial borrowers lack access to high-level financial insight—this is where commercial lenders can truly shine. By stepping into a consultative role, lenders can add immediate value to borrower relationships—helping business owners understand their operations through a financial lens, all while staying within safe regulatory boundaries.

This dynamic three-day Commercial Lending School, held in Florida, is designed specifically for Branch Managers, Business Bankers, Commercial Bankers, Commercial Lenders, Credit Analysts, Financial Analysts, Loan Officers, and Relationship Managers—any banking professional looking to build, refresh, and apply their commercial lending skills with confidence.

Through a blend of engaging lectures and hands-on case studies, participants will gain tools they can use the very next day. Students will also have opportunities to present credits, reinforcing their learning through active participation.

To round out the experience, experienced Florida attorneys will lead sessions on state-specific loan agreements and documentation requirements, ensuring attendees walk away with both practical lending strategies and legal insight.

The school is designed to be informative, interactive—and yes, even fun. Join us and return to your bank ready to lend smarter and support your clients more effectively.

Speakers

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Registration

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Register online (members only)
Non-Member Registration Form
Topics Covered

While not all inclusive, the following topics will be covered:
  • Regulatory expectations of commercial files
    • Essence of the Credit
    • Loan policy
  • Review of accounting statements and principles
    • Types of financial statements
    • Accrual vs. Cash accounting
  • Types of analysis:
    • Cash Flow Analysis
    • Ratio Analysis
    • Trend Analysis
Topics cont. 
  • ​Commercial loan structures
  • Cash vs. Profits
  • Why do businesses borrow money?
  • Loan committee presentations
  • Credit memos
  • New business development

Schedule (All 3 Days)

7:30 AM - 8:30 AM: Registration and Breakfast
8:30 AM - 12:00 PM: Program
12:00 PM - 1:00 PM: Lunch
1:00 PM - 4:30 PM: Program
Sponsorship Opportunities
Support the Commercial Lending School through FBA Sponsorship opportunities! 

​​Sponsorship Contact:
Annie Coldstream
[email protected]
Sponsor Commercial Lending School

Event Venue Information

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Marriott Orlando Downtown 
400 W Livingston Street
Orlando, FL 32801

(407) 868-8686
Book your room online​ 
Room Block Cut-off Date: EXTENED to 01/26/26

Please click on the link above or call the hotel directly to secure your room reservations. Make sure to mention that you are with the Florida Bankers Association Annual Commercial Lending School to receive the room rate of $195++ per night, plus applicable taxes. The deadline for reserving your room at this rate is January 26th, 2026, or when no more rooms are available. Any reservations requests made after that date will be accepted on a space and rate available basis. Please note, you must make your own reservations with the hotel as registering for the event through the FBA does not include a room reservation.

​​Event Contact: Olga Williams
Phone: 850-701-3501
Email: [email protected]

Florida Bankers Association

1001 Thomasville Road, Suite 201 | Tallahassee, FL 32303
Phone: (850) 224-2265 | [email protected] 
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  • About Us
    • Our Staff & Values
    • 2024-27 Strategic Plan
    • Governance & Bylaws
  • Advocacy
    • Government Relations
    • Florida BankPac
    • Current Issues
    • Trust & Wealth
  • Membership
    • Join the FBA
    • Peer Groups
    • Endorsed Partnership
    • Associate Membership
    • Member Directory
    • Member Login
  • Education & Events
    • Calendar
    • Events List >
      • Advanced Deposit Account Administration
      • Annual Meeting >
        • Annual Meeting Hotel Information
        • Golf Outing
      • BSA/AML Symposium
      • Capitol Day + Capitol Night
      • CFO Forum
      • Commercial Lending School
      • Consumer Compliance Conference
      • DC Fly-In
      • Doc Stamp Tax
      • FBEF Welcome Reception
      • Florida Supervisors Academy
      • Fraud Academy
      • Frontline Branch Series
      • Trust Wealth Management Conference
      • Women in Leadership Conference
    • Events by Date
    • Educational Foundation (FBEF)
    • FBA Schools >
      • School of Banking
      • Trust & Wealth Management School
    • Online Learning
    • Speak At Our Events
    • FBA Sponsorships >
      • FBA FBEF Welcome Reception
      • FBA Capitol Day and Night
      • FBA Commercial Lending School
      • FBA Consumer Compliance Conference
      • FBA Women in Leadership Conference
      • FBA CFO Forum
      • FBA Leadership Luncheons
      • FBA BSA/AML Symposium
      • FBA Supervisors Academy
      • FBA Trust and Wealth
    • Cancellation Policy
  • Resources
    • FBA In The Media
    • FBA Publications
    • Careers in Banking
    • Internships
    • Advertising
    • Our Products
    • Meet Your Endorsed Partners