Health Benefits Pool > Plan Features

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Financial Advantages of the FBA Pool Program

• Market Competitive Rates – You gain from the purchasing power of all member banks
• Reduced Administrative Costs – You can shift a majority of your benefits administration to FBHC
• Greater Plan Flexibility & Availability – You have a large array of plans from which to choose
• Shared Risk  – Protects  your bank during unfortunate claim years, and rewards during good claim years

Administrative Advantages Included at NO COST

• Web-based Administration
• Employee & HR Benefits Portal
• Call Center
• Consolidated Billing
• Full Service COBRA
• ACA Compliance
• Plan Compliance
• Wellness Program
• HR360 - an HR Information Library

Medical
The Florida Bankers Insurance Trust has partnered with Florida Blue to offer best in class coverage for our member banks. Florida Blue is the oldest and largest health plan insurer in the State of Florida. It provides health insurance to over 4 million Floridians. Florida Blue was founded in 1944 and operates as a not-for-profit mutual insurance company. We offer HMO, PPO and HSA plan options. Teladoc, a new partner, is part of our plan offering at no additional cost to the employee in most plans.

Dental & Vision
Dental and Vision programs offered through our partnership with MetLife. We offer 4 PPO and 1 DHMO dental plans and 1 vision plan.

Life & Disability
Life and Disability programs offered through our partnership with Mutual of Omaha. Plan benefits are at the Pool level offering higher Guarantee Issue amounts that are not typically available on a stand-alone basis for smaller companies.

Voluntary Programs
Allstate Worksite Benefits (works well with HSA plan), LifeLock Identity Theft, MetLaw, and EAP program are designed for the banks in the pool.

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Want more information? Contact one of us today and find out how your bank can benefit from joining the pool:

• Phone: 1-800-368-3248
• E-mail: [email protected]